Notary publics typically fall under one of two categories: stationary and mobile. Stationary notaries work out of their home or office, requesting clients to come to them to have notarial acts performed. Mobile notaries, on the other hand, travel to the client’s location to perform a notarial act. This week, we’re going to take a closer look at some of the surprising benefits of using a mobile notary.
A notary agent (also called a notary public) holds a very important job of authenticating and verifying the signatures on legal documents in various kinds of legal transactions. The requirements, procedures, and qualification required to be a notary public varies from state to state. Most of the states require the applicant to be at least 18 years of age, a legal and permanent resident of the state he/she is applying in and without any prior criminal record. Being a notary public will allow you to deal with a diverse clientele and starting a business of notary public will open many doors for you. Following are a few steps that you need to take in order to start your notary public business once you become a commission notary:
Medical professionals get malpractice insurance.
Entrepreneurs and independent contractors purchase business liability insurance.
For Notary Publics in the U.S., however, there is a specialized form of protection called errors and omission insurance, also known as E&O insurance. Even though many businesses use a structure that limits personal liability, it’s alarming how quickly professional liability can turn into a personal nuisance.
Liability insurance is especially important for those who plan to make a living off their expertise. Having errors and omissions insurance will allow Notary Publics to function as both a fee-earning “entrepreneur” and a public individual occupying a state-designated position.
This protects the integrity of their work, while ensuring that people who find serious errors or omissions can still claim damages.
The notary seal is as vital for the completion of the notarial act as the presence and powers of the individual who is your Notary Public. Now, notary seals are not required in all states. However, the states that do require the seal endow it with specific functions that make the functions of a Notary Public official.
Notary publics are appointed by the State government, e.g., Secretary of State, Governor, or Lieutenant Governor. In some cases they may also be appointed by the State Legislature. Their job is to act as witnesses to the signing process of different legal documents. They are there to confirm the identity of the person signing the document. A notary public cannot offer any legal advice or prepare legal documents, with a few exceptions such as Puerto Rico and Louisiana. In some states such as Florida notaries may draft protests against promissory notes and dishonored checks. In most cases a notary may also attest or certify a facsimile or a copy.
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