What to Know When Your Parents Are in the Hospital

planning for when parents are in the hospital

What to Know When Your Parents Are in the Hospital

It is a strange role-reversal when your parent is in the hospital and you become the caregiver. You are a responsible adult now, and your parent needs your help. Here are three forms you should know about if your parent is anticipating any type of medical procedures:

Health Proxy

No matter what their medical situation, if your parent is in the hospital or is anticipating a hospital stay, you may need a health care proxy. The laws are strict on who can speak for a patient when that patient is unable to make his or her own health care decisions. There are several reasons why you may not be legally considered the next of kin. Having a health care proxy in place will avoid confusion and complication at a critical time.

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Tips For Succeeding in Small Claims Court

tips for small claims court cases

Getting Relief in Small Claims Court

Small claims court is designed to settle disputes with a relatively small dollar value. The issue may be important to you or even a little emotional, but the compensatory damages are limited to just a few thousand dollars. The amount you seek is usually the determining factor for whether you should bring your claim in small claims court or a higher court, like superior court.

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Considerations For A Legal Divorce

legal divorce considerations

Dissolving Your Marriage With Grace

When most people enter into a marriage, they likely expect it to last forever, so it can be disheartening when things go wrong. A long-lasting marriage takes more than just love and roses, though. It is hard work, compromise and commitment — but there are situations where spouses can no longer remain married.

Maintaining your sanity and respecting the humanity of your spouse might require ending the marriage, but it can still be a very difficult and emotional journey.

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10 Reasons Why a Real Estate Closing Date Changes

why real estate closings reschedule

When you sign your purchase agreement, the closing date is set — but that’s only an approximation. Your closing date will be officially set by the attorney handling the transaction. Between signing the purchase agreement and handing over the keys to the new owner, you may experience a change in the closing date.

As a buyer, you shouldn’t be alarmed if this happens — in fact, it’s best to be prepared for it no matter what. Here are 10 reasons a real estate closing date may change.

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Steps & Process of Legally Changing Your Name

how to change your name

Your name might seem like a personal issue, and you should be able to call yourself whatever you like — in theory. It doesn’t always work that way, though. You might have a nickname, but when it comes to the legal side of things, only your legal name will work.

Your name is also used for legal and financial purposes, and, therefore, it has some official standing. You may be referred to by a nickname in conversation, but when it comes to official documents, like bank checks, you must use your legal name. When signing a contract, like mortgage documents, using a nickname is inappropriate and makes the contract not legally binding. For legal purposes, your identity is attached to a specific name.

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Tips for Preparing Your Estate

Planning You Estate & Your Will

will and estate planning tips

Estate planning sounds like something for wealthy people, but everyone has an estate and the right to direct how it should be distributed upon their passing. If you have children or other family members, it’s your responsibility to make decisions about your assets to protect your heirs’ rights after you die.

An estate is not just a big fancy house. It’s a legal term for the sum of all your possessions. Your estate may include a vacation home or other real property, but it can also contain small personal possessions that have more sentimental than monetary value. Everything you own, no matter its worth or size, can be distributed according to your wishes after your death, if you specify your instructions in a legally binding will.

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Tips For Temporary Guardianship

Are You Prepared for Temporary Guardianship?

temporary-guardianship-tips

There are a few reasons you may need to become a temporary guardian. This legal arrangement allows you to manage someone else’s financial, personal and medical matters for a set period. It is something you may voluntarily take on for someone in your life who needs your help, or a court could appoint you as the temporary guardian for a minor.

The difference between a guardianship and a temporary guardianship is the length of time it remains in force. A guardianship is usually indefinite, while a temporary guardianship typically ends after a set date, and you’re no longer able to manage someone else’s affairs. The temporary nature of this type of guardianship might get you through a health crisis or give you control of a minor child’s assets until that child becomes an adult.

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SBA Loans for Disaster Assistance

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Disasters caused by extreme weather or other emergency situations are more common than you might think. It’s a good idea to prepare your home or business with an emergency plan to help things run smoother in the event of such a disaster. Part of your emergency plan should include safeguarding certain information, so you can find it quickly when it’s time to clean up from the disaster.

You will need the phone number of your insurance agent along with policy numbers and other insurance documentation. Unfortunately, not all damages are covered by insurance, meaning a disaster may leave you without the means for a successful recovery. The Small Business Administration (SBA) provides loans for disaster recovery.

How Do SBA Loans Work for Disaster Relief?

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Tips for Selling a Classic Car

Tips for Selling a Classic Car

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Buying and selling used cars is not a difficult undertaking. Most Americans have done this at least once in their lifetimes. When you sell a used car rather than trade it in at a dealer, you usually get a better price for the vehicle. Sometimes, you can get a good deal on a used car when you buy it through a private sale as well.

A classic car is definitely used, and it’s much older than the average car on the market, but it is a bit different. To sell a classic car, you want to be sure you get the right value for it.

By preparing for the sale and marketing properly, you may be able to connect with the right buyer and get a very good price for your classic car.

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5 Tips For Selling Your Car

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Selling your car can be a source of needed funds, especially if you are moving or already have a new car. The money you recoup from selling your old car could be enough to help you pay for something else — like car insurance for your other vehicle, for example. These six steps will get you through the process of advertising and selling your car.

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