What Is A Notary Public

A notary public, is someone who has been appointed by a government authority to officially witness signatures on legal documents, collect sworn statements and also administer oaths. To verify their presence at the time the documents were signed, they use a seal  that has a unique identifying number issued by certain states. The powers of a notary public usually vary from state to state, and so do the requirements for becoming one.

Here are a few things a notary public can and cannot do:

Is A Health Care Power Of Attorney The Same As A Living Will?

An advance directive in health care primarily comes in two different forms, a living will and a power of attorney. These are written instructions for people that help them to clarify what type of health care they do or do not want, if any situation renders them unable to make the decision themselves.

To fully understand the difference between living will vs power of attorney, it is important to look at each type in detail.

Why Do You Need A Mobile Notary Public?

Who Is A Notary Public?

Notary publics are appointed by the State government, e.g., Secretary of State, Governor, or Lieutenant Governor. In some cases they may also be appointed by the State Legislature. Their job is to act as witnesses to the signing process of different legal documents. They are there to confirm the identity of the person signing the document. A notary public cannot offer any legal advice or prepare legal documents, with a few exceptions such as Puerto Rico and Louisiana. In some states such as Florida notaries may draft protests against promissory notes and dishonored checks. In most cases a notary may also attest or certify a facsimile or a copy.

Importance of Errors and Omission Insurance for Notary Public

Medical professionals get malpractice insurance. 

Entrepreneurs and independent contractors purchase business liability insurance.

For Notary Publics in the U.S., however, there is a specialized form of protection called errors and omission insurance, also known as E&O insurance. Even though many businesses use a structure that limits personal liability, it’s alarming how quickly professional liability can turn into a personal nuisance. 

Liability insurance is especially important for those who plan to make a living off their expertise. Having errors and omissions insurance will allow Notary Publics to function as both a fee-earning “entrepreneur” and a public individual occupying a state-designated position. 

This protects the integrity of their work, while ensuring that people who find serious errors or omissions can still claim damages.

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