Disasters caused by extreme weather or other emergency situations are more common than you might think. It’s a good idea to prepare your home or business with an emergency plan to help things run smoother in the event of such a disaster. Part of your emergency plan should include safeguarding certain information, so you can find it quickly when it’s time to clean up from the disaster.
You will need the phone number of your insurance agent along with policy numbers and other insurance documentation. Unfortunately, not all damages are covered by insurance, meaning a disaster may leave you without the means for a successful recovery. The Small Business Administration (SBA) provides loans for disaster recovery.