Tips on Creating a Health Care Directive

You’re never too young, or old, to create a health care directive. Also known as a living will, this legally binding document is used to specify the health care decisions taken on your behalf in the event that you are physically and/or mentally incapacitated. Let’s hope this never happens, but if it does, you should have a health care directive to ensure your wishes are fulfilled. Without this document, the burden of making medical decisions will be placed on the shoulders of your family members. (more…)


What Are the Differences Between an FHA Loan and a Conventional Real Estate Loan?

You’re looking to buy a home, but acquiring a loan may be a problem. Your financial situation isn’t quite up to the standard that most lenders require. What can you do? Well, instead of a conventional real estate loan, you might consider a Federal Housing Association (FHA) loan. FHA loans are offered to people who don’t qualify for regular loans. So what’s the difference between the two types? There are quite a few. Let’s take a look. (more…)

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Structured Settlement vs. Lump Sum Payout

A structured settlement is a legally binding contract in which a person or corporate entity agrees to pay the beneficiary with regular payments, usually over the course of several years. It’s commonly used in cases involving Worker’s Compensation, wrongful death, and personal injury. However, most cases offer the beneficiary of a choice between a structured settlement and lump sum payout. So, which one should you choose? (more…)


How to Write an Affidavit

There are all sorts of reasons why someone might need an affidavit. They can be used in contract negotiations, help settle the estate of someone who dies with no will, assert a person’s legal name change, and much more. An affidavit is a sworn, notarized statement and providing incorrect information in one can be considered perjury. Since the document is so important, it must be prepared with utmost care. How do you do it? Here’s a step by step process. (more…)

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