Can You Sell a Structured Settlement?

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If you’ve seen a J.G. Wentworth commercial over the last few years, you probably already know the answer is a resounding “yes.” Whether you sell, however, is up to you and is dependent on a judge’s seal of approval.

How Selling a Structured Settlement Works

Sales of structured settlements begin with a need or want. You want to buy a house or you need to pay off your college loans, for example, but your annuity payments can’t match your wants or needs.

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Tips to Save Money on Your Mortgage

Save Money on Your Mortgage

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Buying a house is still an attainable part of the American Dream for most people. Many choose to save for the down payment and then get a mortgage to make the purchase. For most, the monthly mortgage payment is the largest monthly expense they have.

When you’re looking for ways to save money, it’s always a good idea to look at your largest expenses first. Saving just a small amount on those big bills can make a noticeable difference in your overall budget.

To that end, here are some mortgage loan tips that can help you save money:

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How to Cut Costs in Business — 10 Tips to Start Right Now

10 Tips To Cutting  Business Costs

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Struggling businesses usually scramble to find ways to cut their costs before they go so far into debt they’ll never recover. Saving money, however, is an option for businesses that are not in financial trouble, either. No matter what your checking account looks like, there are probably ways you could cut costs, and there are several advantages to doing so.

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Things To Consider For The New Year: Updating Wills, Medical Directives & Financial Planning

Certain times of the year just seem to inspire change. For some people, springtime is the time for renewal. For others, it is the back to school season. For most people, no time to satisfy her revealed quite like the beginning of a new year.

For many people, a New Year means New Year’s resolutions. The chances are that you have made resolutions yourself. Maybe you have resolved to do things like lose weight, exercise more, finish that novel or get that promotion. Most New Year’s resolutions have one thing in common; however positive and well intentioned they may be, most people will regrettably fail at their New Year’s resolutions. Many people make impractical resolutions, knowing that they are unlikely to keep them.

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How Will The Changing Interest Rates Affect You?

Do you use credit? If you do not, you are the exception to the rule. These days, most Americans use credit regularly. Statistically speaking, more than 80% of American households owe some kind of debt. This debt comes in various forms, ranging from high-interest debts like credit cards and payday loans to lower interest debt such as auto loans, mortgages and student loans.

When you add it all up, the total debt owed by American households is a staggering $12.35 Trillion.

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5 Reasons Why a Prenuptial is a Good Thing

The gossip columns and news headlines are filled with stories about the seemingly unfair distribution of assets after celebrities divorce. In a typical scenario, one ex-spouse gets the raw end of the deal, while the other is awarded a windfall – which could be in the millions when you consider a star’s sizeable salary. What many people don’t realize is that divorce courts are simply applying valid legal principles, even if the arrangement doesn’t seem equitable.

However, it is possible to avoid the application of divorce law by executing a “prenuptial” agreement that lays out relevant financial and other legal matters after the marriage ends. Rather than allowing a divorce court to make the determination, the parties use a prenuptial agreement to identify their preferences regarding the distribution of assets and debts. While many presume that these arrangements are intended to protect the richer spouse from losing everything in a divorce, the truth is that there are multiple reasons for both parties to execute a prenuptial agreement. Here are five of them.

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10 Things to Consider Before Buying a Used Car

According to Edmund’s most recent Used Vehicle Market Report, there were 38.3 million transactions involving used vehicles during 2015 – not surprising considering the benefits of buying a pre-owned car. Compared to purchasing a new one, the price tag is lower and you can take advantage of reduced insurance rates. Plus, a used vehicle can last for many miles, and several years, with proper care and maintenance.

However, while buying a used car makes financial sense, you can actually lose in the long run if you act on impulse in making the purchase. Whether you’re looking at private sellers or working with a dealership, it’s necessary to do your homework before taking the leap. You need to arm yourself with knowledge about the vehicle and the process, including executing the proper paperwork to transfer ownership. Here are ten factors to consider before you buy a used car.

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Tips for Adult Caregivers

As an adult caregiver for a loved one, you take on many responsibilities that generally fall into two categories: Health and medical care, and financial matters. While you may focus time and effort on physical well-being, you must also handle appropriate arrangements for money and property. If the person in your charge has difficulty getting around, it can be very difficult to execute necessary documents. Mobile notary services can solve typical problems with transportation, so it’s important to understand how they work.

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Notary History

Notary history has come a long way from the scribes of Ancient Egypt to the mobile notary services of today. However, one central theme has prevailed throughout the years: The role of the notary public has always been highly regarded and worthy of a respected public official. Historical figures had different reasons for involving notary professionals, even before they were used to prevent fraud – which is primarily what they do today. Here’s a look back at the notary public from the early ages and some other historical references to notarization.

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Benefits of a Mobile Notary

Fraud can be widespread when executing some documents, but it’s preventable when you have a notary public present at the time of signing. The notary public will require signatories to prove their identities and check the documents for certain details, as well as ensure that people aren’t signing due to threats or intimidation. However, having to head to an off-site location for notarization can be a hassle. Consider using a mobile notary public, which offers several benefits to all involved parties.

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